Integrity Bankcard Consultants, Inc. (“IBC”) is an international consulting group representing businesses that provide transaction processing products and services to merchants.

IBC is committed to ensuring the privacy and confidentiality of its customers and visitors to the company's web site. As such, IBC utilizes industry-standard security measures to safeguard internet transactions and communications. The purpose of this statement is to explain the types of information IBC collects about visitors to its websites, the manner in which this information is collected and used, with whom and under what circumstances the information is shared, and the manner in which visitors can restrict the use or disclosure of such information.

Protecting your privacy and your information is a top priority at IBC. We have taken careful measures to prevent the loss, misuse, and alteration of your information. Once we receive your information that was entered into our web site, it is stored behind a firewall. All IBC employees are aware of our privacy and security policies. Your information is only accessible to those employees who need it in order to perform their jobs.

Information Collected From Web Site Visitors

IBC's web servers automatically collect information from site visitors, such as IP addresses and browser information, in order to optimize users' web experience and analyze traffic patterns. This information is collected and analyzed on a summary basis only. It is not personally identifiable.

While IBC's web servers automatically collect visitor domain names, they do not involuntarily collect personal identification information about visitors. The web servers gather information about the particulars of a visitor's visit through the IBC web site such as the web page from which a visitor enters IBC's site, the pages within IBC's site visited, how long a visitor is on the site, and other such information that will help IBC evaluate and improve its site.

We collect personally identifiable information only when voluntarily provided by website users. We only receive personal information about site visitors through our online forms, which you need to use to perform the following functions: access our Resources Directory, our Published trade articles and our Industry News sections

Internal Disclosure of Information

IBC employees are permitted access to the information they require to perform their jobs and service customers. IBC maintains strict internal policies against the unauthorized disclosure or use of customer information. IBC has no subsidiaries that information is shared with.

Third Party Disclosure of Information

IBC does not sell or disclose personal identification information obtained on-line from visitors through company web site to anyone outside of IBC.

Personal Identification Information Collection

When visitors voluntarily provide personal identification information to IBC through the company's web site, IBC limits its use of such information to the purposes for which the information was provided. However, IBC reserves the right to use such information for marketing/product development research and other similar purposes and/or to contact a visitor regarding additional services/products such visitor may find useful. Visitors have the right to choose not to receive this information by notifying IBC of their preference.

We do not sell personally identifiable information about our members to any third party.

Co-Sponsors or Co-Branded Products/Services

In order to maintain our independent position in the industry, IBC does not have any co-sponsored or co-branded sites or features. Our site does provide links to other sites only for the convenience of our visitors. IBC does not endorse any such sites listed.

IBC does not send unsolicited "junk" e-mail (spam). However, the company does use e-mail to communicate with customers and respond to visitor inquiries and send information requested by visitors through the company's web site. Any visitors receiving unwanted e-mail from IBC should contact the company and advise of their desire not to receive future e-mails and/or request removal from IBC's e-mail list. As soon as reasonable practicable, IBC will remove such visitor from the company's e-mail list.

This Web site does not use cookies.

Links

Links to other Web sites provided in this Web site are for your information and convenience only, and will let you leave the IBC Web site. These Web sites are not under the control of IBC and IBC is not in any way liable for any loss or damage arising from browsing or using these Web sites, and IBC is not responsible for any content found in those Web sites. Links are neither endorsements nor proof of affiliation with IBC. Electronic files and software downloaded over the Internet can contain viruses and other risks, and IBC makes no guarantee that files downloaded or purchased from these Web sites or IBC's own Web site will be virus free nor cause computer problems.

Each of these unaffiliated Web sites may have a privacy policy different from that of IBC. These links may take you to the Web sites of advertisers, sponsors and co-branding partners. IBC is not responsible for any actions or policies of such owners of Web sites. These other Web sites may send their own cookies to users, collect data or solicit personal information. You should review the applicable privacy policies of these Web sites before providing personally identifiable information.

Questions regarding this statement should be directed to IBC's webmaster at the following e-mail address: webmaster@integritybankcard.net.