Advisory Services for Banks

Entering the Acquiring Space

Integrity Bankcard provides end-to-end consulting services for banks seeking to enter or expand within the merchant acquiring space. With decades of experience in card brand compliance, risk management, and operational strategy, Integrity Bankcard equips financial institutions with the tools, structure, and guidance necessary to build a compliant, scalable, and profitable acquiring program.

Our Services Include:

  • Operational Policy & Procedures Development
    Establish comprehensive and compliant operational frameworks tailored to acquiring activities, ensuring alignment with card brand rules and industry best practices.

  • Risk Management Program Design
    Create and implement effective risk policies that address underwriting, transaction monitoring, chargeback control, and fraud prevention from day one.

  • ISO & Partner Selection
    Identify and vet the right Independent Sales Organizations (ISOs) and strategic partners based on business goals, risk appetite, and long-term growth objectives.

  • Back Office & Operational Support
    Develop efficient and scalable support infrastructure, including onboarding workflows, reconciliation processes, merchant servicing, and reporting protocols.

  • Merchant Monitoring & Oversight
    Implement real-time and periodic monitoring frameworks to identify high-risk behavior, ensure merchant compliance, and mitigate losses.

  • Card Brand Compliance & Registration
    Guide banks through card brand onboarding, registration requirements, and ongoing compliance obligations to avoid penalties and brand scrutiny.

  • Regulatory Examination Readiness. Prepare acquiring programs for regulatory audits and examinations by aligning operations with federal, state, and card brand oversight standards.
    Whether launching a new program or enhancing an existing one, Integrity Bankcard offers the strategic insight and hands-on support needed to navigate the complex acquiring ecosystem.

  • Contact us today to learn how we can help your bank successfully enter the acquiring space with confidence and integrity.

Contact us.

If you’re interested in our services, please provide your information, and we will contact you soon. We look forward to connecting.

Address: 1807 S. Washington Street
Suite 110
Naperville, IL 60565

email: info@integritybankcard.com